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Diamond Investments More Profitable

Written By Unknown on Thursday, March 10, 2011 | 10:55 PM


Investment options become more varied. If gold has started being ogled, diamonds also have a separate segment. Trends diamonds start to attract investment, especially over the past year to levels approaching diamond supply transparent and underneath (yellow) is increasingly mounting.

U.S. asked Permato AJP from Frank & Co. explained, the different diamond investment to gold. Although already made jewelry (as the eyes on the rings for example, RED), a diamond ring removed from his residence, and tend not to shrink sharply in value as gold. Who would have thought when you wear a ring worth $ 400 million investment, for example.

"Diamonds as an investment rather than fashion jewelry. Because fashion investment if the resale value could go down 35 percent. While the diamond as an investment if resale value is only shrank 5 percent based on the price at the time to sell," said Tanya, in the event Citi Investment Day in Jakarta , on Tuesday (6/15/2010) ago.

According to Tanya, not just any diamond that is worth the high investment. Frank & Co. for example, do the sorting tight to Frank F diamonds as an investment. Than 1,000 diamonds only 1 percent of a given label Frank F.

Investment is becoming a trend in certain circles it (see the high levels of investment value), more profitable due to the benchmark price of the known world by Rappaport (taken from the name of founder Martin Rappaport).

"The price of diamonds in the world should be controlled, and the price changes every week. Every seller of a diamond refers to the world's benchmark price which is controlled by the Diamond Trading Company (DTC)," said Tanya.

Control of DTC is also the one who makes the price of diamonds can not just be discounted
10:55 PM | 0 komentar | Read More

Changing Being Emotional Investment Buying


This investment is speculative, "because its value can not be calculated. There's an emotional element in it, but could bring in money," Samuel said in a talk before the launch of the new collection Danar Hadi Batik in Jakarta, Wednesday (30/06/2010).

He gave an example, someone might have a piece of batik cloth with a price of Rp 5 million. But when the same item is owned by former President Soekarno, the price may be increased many fold.

He also suggested that we be smart to choose items that will be invested. "Because, not all goods have a high return value," said Samuel, who refused to be called as a financial expert.

Terms nonspekulatif investment
To make the collection of valuables batik-you name it-as an investment, according to Samuel, there are a number of requirements you must meet.

* Prior to speculative investing, you should be supported with funds that have been steady nonspekulatif. For, if the investment does not grow, you still have funds nonspekulatif can guarantee your survival.

* Networking to be strong. Resell the goods that were collected are not as easy as gold investment, for example, which can be sold in a gold shop. "Transactions of branded goods is community driven," said the man who is also a columnist at the daily Kompas Parodi this rubric. "We can only sell it between friends, either through their own friends or groups of fans."

* You must perform extra care for your collectibles. If you invest a painting or a diamond, you certainly can not be arbitrary to save it. Branded bags should be stored in the flannel bag. Shoes gagged with a shoe tree to maintain its shape. In fact, the bill of purchase should not be discarded.

Batik also must be maintained in a special way. How do I fold it, how to wash it off with lerak, or leave them in a way diangin-wind. More than that, says Samuel, you have to know how the history of batik into your hands.
10:53 PM | 0 komentar | Read More

Want to "Invest", but Fear of Loss


Fear of loss is also not the only reason for them. "Afraid that they used, or afraid of making investment mistakes," said Richard Kahler, a financial planner from Kahler Financial Group.

In fact, there are also fears of things before they know will happen. Because, according to research from Prudential Financial, one of the two women feel less understand what it is stocks, bonds, or mutual funds.

Changing ways of thinking
If lack of knowledge is the reason you feel scared, sure you can handle it by looking for lots of information. Whether it be from books, magazines, internet, or attend a workshop on investment. When you're more confident, and feel ready to explore any investment, you can consult a financial planner first.

Financial planner will help you develop comprehensive strategies, including understanding the risks. Once you get feedback like this, you will be better able to determine the type of investment appropriate to your condition, according to Karen Lawrence-Webster, financial practitioners and divisional vice president of Axa Professionals.

The first step to overcoming fear to invest is to change the way you think about it. Investment is basically to make money working after you choose a suitable product, and decide the level of risk you are willing to accept.

"Every investment must have a risk. Women should be aware of risk tolerance as well as tolerance of the money back. Financial activity you definitely will require the allocation of assets, that is how you invest your funds for stocks, bonds or money markets, "said Lawrence-Webster.

All you need to know, the best asset allocation will not protect you from losses periodically. On the bright side, it will help you more closely in decision-making process.

For that, you need to take small steps first. Begin, for example, by investing in mutual funds. Follow the rise and fall of such activity for several months, before being handed over more money to invest.
10:52 PM | 0 komentar | Read More

Investment Products According to recognize risk


The investment objective must be clear, firm Gozali. It is important to recognize the various types of investments of the order of lowest to highest risk. Gozali mention the type of investment he called an investment ladder:

Reserve fund
More reserve funds to the savings. Make sure you have set up this fund before choosing three kinds of investments based on risk level. Product reserve fund can be a savings, deposits, or gold. The numbers ranging from three times the amount of routine expenses every month.

"The amount of expenditure is usually always higher than revenue. Therefore, you need to prepare a reserve fund with a count of expenses, not income,"said Widodo.

Low risk investment
These investments include short-term category. Its products, savings deposits, foreign exchange, gold, sukuk or Islamic bonds, money market, investment insurance, ORI, mutual funds, or unit-linked.

Medium risk investment
Currency, property, mutual funds, or unit-linked investment options can be medium-risk category.

High risk investments
Stock markets including investment instruments that are at highest risk, in addition to foreign currency or index. Mutual fund or unit-linked form of stock is also very risky.

By identifying investments based on risk, you can more wisely choose the investment. In addition, of course, there are a number of factors that should determine what you invest in the product. Portfolio investment into consideration other factors in choosing the right investments.
10:50 PM | 0 komentar | Read More

Choosing Investments Under Age


Choosing investments based on portfolio can not haphazardly. In fact, if necessary, consult with experts before deciding on the appropriate investment product according to ability and needs. As an illustration, Gozali share investment portfolio as follows:

- Age 20-30 years
At this age, low risk and high investment is still quite safe. Its composition can be balanced (50:50). Investment products are quite varied, ranging from gold, investment insurance, unit link up to share. (read Recognizing Investment Products According to risk)

- Age 30 - 40 years
At this age, the investment focus should be on products with high risk. Its composition is more dominant (60-70 percent). Instruments can include property investment, mutual funds, and unit links. Reduce investment in low-risk product, and avoid high-risk investments.

- Age above 50 years
Nearing retirement, you should focus on investing with low-risk product, the composition is 50 percent. One low-risk investment product which ORI. You are still safe to invest high-risk products, but should reduce high-risk investment.

- Retirement age
Gozali suggested, should sell medium-and high-risk investment that you have had before. It is OK menyisakannya, but portions of each 10 percent for middle-and high-risk investment. The rest, 80 percent should invest in products with low risk, gold is one such example.

Happy investing.
10:48 PM | 0 komentar | Read More

Make Financial Planning Before Investing


Determining the initial goal when investing the same with financial planning (financial planning). Create a financial plan with the couple, who shared duties with a role to monitor whether financial planning is going well. By having good financial planning, it means you have a clear purpose, including for investment.

If you are a mutual fund investment options, financial planning firm and clear in the beginning will be very helpful. Mutual funds are liquid. You can save or withdraw at any time. Well, this convenience can mess up if you are not disciplined investment using funds invested in mutual funds.

"Investment depends on its purpose. If the purpose of investing with mutual funds for education expenses S1 prepare children for 18 years, to get the target of USD 750 million, so do not melt your money up to 18 years," said Ligwina.

It takes discipline to be more wise use of investment funds, in this mutual fund. Return to the original purpose stated in the financial planning will largely determine the success of these investments.

Well, if the financial plan has been clearly established, it will be easier for you to determine the choice of investment products. You will not be difficult when the future will develop an investment portfolio. Is a stage in the investment portfolio (mutual funds) to determine how your investment funds will be used later. This will affect future investment targets, including the results that you'll enjoy with the right portfolio according to your needs and your abilities.

If you're still confused how do financial planning, whether short, medium or long term, whichever is most appropriate for you, many sources of knowledge you can use, through a variety of workshops or talk about financial planning, or books.

With this knowledge you do not have to pay for the services of financial planners to control the extent of your investment running well or not. The advantage with using the services of financial planners, you can get a recommendation of investment products including a portfolio based on experience in preparing these financial practitioners.
10:46 PM | 0 komentar | Read More

Start Investing immediately


If you and your husband is currently thought to plan for the child's education fund or pension fund, in what way do you prefer? Saving or investing?

Take for example, college tuition plan for a child in a period of 18 years. Because college costs are always rising due to inflation, you need to set aside Rp 3.5 to Rp 6 million per month in savings. This fee shall be excluded from your income and husband, outside of or other routine expenses. Try calculations, if you and your husband have this capability?

"Saving money is not sufficient because of inflation. The solution is an investment with long-term risk, over 10 years," said financial planner Ligwina Hananto, when the talk show "Mutual Funds: Know First Then Buy" tabloid Cash held some time ago.

Ligwina asserted, saving can be done for short-term needs, four years. For example for the preparation of the Kindergarten school. But when it comes to higher education, more funds are needed, taking into account the inflation rate every year.

"Inflation is the cost of kindergarten-high school education level could reach 20 percent per year. Inflation rate colleges rose an average of 15 percent per year. Even if there are schools that the inflation rate low, but remained higher tuition,"explained Ligwina.
10:43 PM | 0 komentar | Read More
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